L LEDGER

Privacy Policy

Effective 21 August 2026

This policy explains what Ledger ("we", "us") collects when you use the Ledger app and ledgerapp.uk, and how we handle it. We keep it deliberately plain.

1. What we collect

2. What we do NOT do

3. Why we process data (legal bases)

We process the data above to run and improve the Service (legitimate interests), to deliver features you request such as notifications (performance of a contract), and where required, with your consent. On iOS, App Tracking Transparency is requested once, shortly after first launch; your answer does not change the analytics described above, which are first-party and anonymous either way. You can use the core app without granting optional permissions.

4. Third parties

We share only what each provider needs to do its job:

None of them receives an account, because there is none. The Meta SDK is compiled into the app but is not configured and transmits nothing; if we ever switch it on, we will update this policy first.

5. Retention

Analytics events are retained in aggregate form for product improvement. Crash reports are retained by Firebase Crashlytics under its own standard retention. Device-local data (journal, preferences) lives on your phone and is deleted when you delete the app — the random identifier goes with it, because it is stored inside the app rather than on the device, so a reinstall starts a new one. Server-side push tokens are removed when notifications are disabled or invalid.

6. Your rights

Under UK GDPR you may request access, correction or deletion of personal data we hold, object to processing, or complain to the ICO. Because we hold no account data, most requests concern the device identifier — include it where possible, or simply reset it by reinstalling the app. Contact: support@ledgerapp.uk.

7. Children

The Service is for adults aged 18+. We do not knowingly process data of anyone under 18.

8. Changes

We will post any changes here with a new effective date; material changes will be signposted in the app.